Legal notice

Dr. Verena Schramm
Advisor & Consultant
Schmerbachstr. 39
53804 Much
Germany

verena@schrammadvisory.com

Responsible for Content (§ 55 Abs. 2 RStV)

Dr. Verena Schramm
Schmerbachstr. 39
53804 Much
Germany

Exempt from VAT (small business regulation under §19 UStG).

Dispute Resolution

We are neither obliged nor willing to participate in dispute resolution proceedings before a consumer arbitration board.

Image Credits

Selected images from Unsplash.com, used under the Unsplash License.
Photographer credits available upon request.

Disclaimer

Despite careful content control, I assume no liability for the content of external links.
The operators of linked pages are solely responsible for their content.

Copyright Notice

All texts, graphics, and images on this website are subject to copyright.
Any use beyond personal viewing requires prior written permission.

Privacy Notice (Data Protection)

Personal data (e.g., name, email address, message content) submitted via this website will be processed solely for the purpose of contacting you and will not be shared with third parties without consent.
You have the right to request information, correction, or deletion of your data at any time.
For details, please refer to the Privacy Policy.